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Breaking Down Your Mortgage Payment: Understanding Its Components

Breaking Down Your Mortgage Payment: Understanding Its Components

by Bowen Arrow Insurance | Safety, Tips

A mortgage payment consists of several key components, each serving a specific purpose in ensuring that homeowners meet their financial obligations. Understanding these elements can help you manage your budget effectively and stay informed about where your money is...
Smartphone apps drive gig workers, parents to distraction

Smartphone apps drive gig workers, parents to distraction

by Bowen Arrow Insurance | Safety, Tips

Gig-economy workers are 4 times as likely as other drivers to use smartphone apps regularly while driving, a new survey from the Insurance Institute for Highway Safety shows. “The explosion of smartphone features and services has not only created new forms of driver...
Mastering Your Ceiling Fan: Seasonal Comfort Hacks

Mastering Your Ceiling Fan: Seasonal Comfort Hacks

by Bowen Arrow Insurance | Safety, Tips

Ceiling fans are not only functional but also play a significant role in maintaining comfort and energy efficiency in our homes. Depending on the season, the direction in which your ceiling fan blades spin can make a significant difference in the way you feel and your...
What is Business Owner’s Insurance and When Do You Need It?

What is Business Owner’s Insurance and When Do You Need It?

by Bowen Arrow Insurance | Safety, Tips

Your company may need insurance to survive certain unexpected—but possible—challenges. Nobody likes buying insurance. It can be confusing and expensive, and you won’t see any benefit unless you have a loss, accident, or claim. But insurance can make or break...
What is Cyber Insurance and Why Do You Need it?

What is Cyber Insurance and Why Do You Need it?

by Bowen Arrow Insurance | Safety, Tips

Cybersecurity insurance is a new and emerging industry. It has its origins in errors and omissions (E&O) insurance, a separate form of insurance that protects against faults and defects in the services a company provides. E&O insurance is analogous to product...
What is Employment Practices Liability Insurance?

What is Employment Practices Liability Insurance?

by Bowen Arrow Insurance | Safety, Tips

Employment Practices Liability Insurance (EPLI) covers businesses against claims by workers that their legal rights as employees of the company have been violated. The number of lawsuits filed by employees against their employers has been rising. While most suits are...
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